Monday, April 27, 2020

Alternative and traditional investments: The real score

While Scott Tominaga of PartnersAdmin has discussed alternative and traditional investments several times before, he believes it is always a good idea for people to revisit the basics and refresh themselves on the subject matter. A review is still useful, especially for people who plan to invest soon.

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So, without further ado, here are some of the comparisons made between alternative and traditional investments.

Traditional: Traditional investments include bonds, stocks, and cash. They are known to be steadier, low-risk, and less-volatile compared to alternative investments. Traditional investments also take a longer time to yield profits. They require much lower investment capital and are also very liquid, which means investors can take them out whenever needed. The downside, though, is that traditional investments also go down when the market goes down, even to sometimes being negative.

Alternative: Hedge funds, managed futures, private enterprises, and real estate are some examples of alternative investments. Many people are discouraged by alternative investments because of the high capital requirements and the longer time it takes to liquidate these investments. However, alternative investments are much more profitable than traditional investments, especially during ideal conditions. But even when the market is down, alternative investments are affected a lot less than traditional investments.

Which type of investment are you inclined to invest in? Traditional or alternative investments? Feel free to share your thoughts with Scott Tominaga in the comments section below.

Scott Tominaga is the Chief Operating Officer of PartnersAdmin LLC, a company established to provide a quality, outsourced solution to meet the dynamic back-office needs of the alternative funds industry. Check out this blog for more articles on business and finance.

Friday, March 27, 2020

What are angel investors?

Entrepreneurs are often looking for investors to fund their business. And at the same time, investors are keen on spotting the next big business that they can invest in. Investors can pour in millions of dollars to finance businesses that they deem would be successful, given their overall marketing plan and the feasibility of the endeavor. According to Scott Tominaga, there are many types of investors looking for businesses to support. There are venture capitalists, peer-to-peer investors, personal investors, as well as banks. One other type of investor is the angel investor.

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Often, angel investors are high net worth individuals who are looking for a startup or entrepreneurs to support. Like most investors, an angel investor may choose to give a one-time investment package or choose to inject funds to a business regularly provided their terms are kept.

Unlike venture capitalists who use pooled resources, angel investors rarely shell out 7-digit figures. They would, on average, invest $300,000 in a startup with an ROI of 20 to 25%. The terms they put out are often reasonable as their main goal is to promote innovation that translates to economic growth in the long haul.

To become an angel investor, one must first comply with the Securities and Exchange Commission’s terms such as having a net worth of $1 million in assets or having earned $200,000 in income over the past two years, or those with a combined income of $300,000 for married couples. According to Scott Tominaga, one doesn’t have to be an accredited investor to become an angel investor.

Scott Tominaga earned his B.S. degree in Business Finance from Arizona State University in 1988. An experienced professional in the hedge fund and financial services industry, his skills involve expertise in middle and back-office, accounting, compliance, and administrative functions within financial services firms. For more reads on finance and investment, visit this blog.

Tuesday, March 3, 2020

Making the case for venture capital funds

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As a key figure in PartnersAdmin, Scott Tominaga has extensive experience in the realm of alternative investments. Fortunately, for the many potential investors out there, Scott has shared a lot of his know-how in his series of blogs.

In today’s blog, Scott Tominaga reviews the many reasons why venture capital (VC) funds are well worth the risk.

For starters, VC, like other alternative investments, have an inherent potential for massive long-term growth. If investors do their research and read the signs of the times and future trends right, their funding of startups and young companies could yield huge rewards in the years to come. So, even if VC is quite risky, it has become one of the most attractive alternative investments today when weighed against its potentially high returns.

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Scott Tominaga cites some of the biggest tech and online companies today such as Facebook, Google, and Twitter as the perfect examples of VC done right. What once were small, one-room businesses have skyrocketed to the top of the global tech empire, taking along their VC investors for the ride.

Apart from the funding, Scott Tominaga also mentions that VC investors can also be involved with other matters in the companies they choose to invest in. For example, a number of VC investors have been known to take part in the decision-making processes as well as other operations within these businesses.

Scott Tominaga is the Chief Operating Officer of PartnersAdmin LLC, a company established to provide a quality, outsourced solution to meet the dynamic back office needs of the alternative funds industry. For more investment- and fund-related reads, visit this page .

Monday, June 17, 2019

Industries to put your money this 2019

A strong growth prospect should be prime consideration for future investments in specific industries. You’re looking for industries with opportunities to expand into new markets and consistent upward sales trends. They deliver products or services that people already use or want to get their hands on, advises finance professional Scott Tominaga of PartnersAdmin LLC. Hereunder are some industries that show great potential, even as we enter the 2020s.

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Artificial intelligence

AI research has been booming in the past few years, and the effect of AI in our society has never been more palpable as it is now. Companies like Google, IBM, and Uber are now taking advantage of the massive QoL changes AI is bringing, from developing complex games and autonomous vehicles to introducing apps and gadgets to the modern hospital.


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Financial services

Business development companies boasting direct equity investments, whether small- or medium-sized, comprise another promising industry. Even as the Federal Reserve seeks to raise interest rates, financial services are a great investment choice as such a move by the government simply means the industry is generating profit.

Healthcare

Already among the best-performing sectors in 2018, healthcare should continue to grow as an investment option in the coming years. This industry is one of the most solid investment options out there, even as advancements in Big Data, Machine Learning, and the Internet of Medical Things (IoMT) are being deployed.

Telecommunications

Investors in telecommunications should avoid stocks with high price-earnings ratios and instead look at firms with lower debt, advises Scott Tominaga. A shake-up in the industry has relegated tech giants like Netflix and Facebook to the revamped sector, so it’s recommended that investors look to more traditional and conservatively managed telecommunication companies instead.

PartnersAdmin LLC’s Chief Operating Officer Scott Tominaga has nearly two decades of experience in the hedge fund and financial services industry. He is an expert in middle and back office, accounting, compliance, and administrative work. Visit this blog for related posts.

Wednesday, May 15, 2019

Strategies for ensuring optimal asset allocation for your investment portfolio

Most investors are driven to engage in asset diversification based on financial goals, investment timeframe, and the willingness to take risks. But as a rule, never put all your eggs in one basket. Asset allocation is all about abiding by this saying, says financial services consultant Scott Tominaga of PartnerAdmin LLC.

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As far as approaching asset allocation itself is concerned, you could either go for a fixed or strategic method or a tactical one. The former involves investing proportionately in different asset classes, with the returns computed based on average returns across those investment types. Tactical asset allocation is geared more toward capitalizing on short-term opportunities, with assets shifting to more favorable classes based on market timings. As soon as one short-term profit is realized, the investment process resets to its original allocation.

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Note that each asset class comes with its set of associated risks and returns, and often behaves differently over time. Financial experts will insist that such will depend on how an investor allocates his or her investments. But do know that choosing individual funds or securities often comes second in priority to the main types of asset categories (namely cash, bonds, and stocks).

All in all, keep in mind that asset allocation is also dictated by the investor’s age, adds Scott Tominaga. Younger investors between 21 and 30 years of age are more advised to invest heavily in equities and counteract this with some debt investments. Those in between 31 and 45 need more allocations on securities and more balanced debt-equity investments. Finally, those nearing retirement age should focus more on debt investment and less on equity.

PartnersAdmin LLC Chief Operating Officer Scott Tominaga has been in the business for over 17 years and has become proficient in the areas of middle and back office, accounting, compliance, and administrative functions within financial services firms. Visit this blog to read related posts.

Monday, April 15, 2019

The advantages of fund of hedge funds

Fund of funds, also known as a multi-manager investment, is an alternative investment strategy wherein a fund is put in another type of funds. Instead of investing directly in investment vehicles, funds are invested in a portfolio or partnerships that already contain underlying assets. One scheme of this investment strategy is fund of hedge funds.

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Hedge fund investment, which Scott Tominaga has years of experience managing, has proven to be profitable for so many investors. Investing in fund of hedge funds also offers some benefits, such as the following:

Diversification: Every adept investment manager would concur that for a portfolio to be able to yield maximum possible returns and minimize exposure to risks and a single fund manager, it has to be as strategically diverse as possible. By putting in money in fund of hedge funds, an investor can get a piece of returns from all of the underlying assets and funds and gain exposure to an alternative asset type that does not compromise the overall portfolio structure.

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Outsourcing of manager talent: Not everyone is equipped with the know-how and expertise requisite to investing. This is a reason PartnersAdmin LLC, of which Scott Tominaga is the Chief Operating Officer, offers a plethora of financial services to its clients. By investing in fund of hedge funds, it entails outsourcing the decision-making to the manager, who typically has the resources, experience, methods, network, and effective due diligence in handling this investment strategy.

Learn more about investment in hedge funds by following this Scott Tominaga Twitter page.

What does a hedge fund manager do?

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In general terms, a fund manager is a financial expert responsible for handling the funds they supervise, in such a way that such supervision is in keeping with set goals and maximized returns for the benefit of investors, says financial expert Scott Tominaga of Partners Admin LLC. Those who are seasoned players in the industry and experienced at different levels of the fund management ladder will often secure senior positions in companies.


Hedge fund managers are in charge of both long-term and day-to-day operations of funds. The overall work entails doing a variety of tasks, from balancing portfolios and marketing funds to prospective investors to creating ethical business standards and implementing office policies and procedures.

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Of course, a crucial part of the challenge of the job is to seek out investors. As soon as investors come in, the hedge fund manager must ensure that any investment decision is made with the fund pool in mind. They spend their workday researching and studying the financial market and making investment plans, looking for various other investment opportunities, analyzing trends both in the media and the stock market, and networking with other businesses.

Most hedge fund managers begin as analysts then get promoted to senior analysts before becoming a full-fledged portfolio manager. Once they have fully secured their place in a company, continuous engagement is key, from creating their own team of buy-side analysts and managers to taking charge of generating senior-level investment ideas, explains Scott Tominaga.

PartnersAdmin LLC’s Chief Operating Officer Scott Tominaga has played primary roles in the establishment of several operational infrastructures, successfully interfacing with fund managers and professional service providers to establish efficient and transparent operations and reporting structures. Visit this blog for related posts.